15 things to stop wasting your money on

Have you ever thought about how much of your money goes to waste? From hitting the vending machine or convenience store, little amounts can add up to big money waste. If you find yourself living paycheck to paycheck or feeling

Do You Want to Be Richer Next Year?

First, decide how much richer you want to be.  $1000, $1200, $4800, $5000, $7500 – you get the idea. How many times will you be paid between now and a year from now? Divide your goal amount by the number of

How to pay for unexpected expenses when you’re broke

If only we could predict the future and know when an expense is going to pop up. Since that’s not possible, here’s a flashback Friday post on how to afford an emergency expense when you’re broke. How many times has

6 budget-friendly hobbies

Whether you’re trying to save more money for emergencies or retirement or pay off debt, the first expenses that tend to be cut are the fun things. You might cut back on going out with friends, travel, or dining out.

3 things you’ll learn after paying off your credit cards

I started out with LSS as a Financial Counselor and met with people from a variety of situations, debt balances, and income levels. While I don’t counsel anymore, I receive testimonials from the people we serve and get to hear

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