The Differences Between the DMP and Debt Settlement

The time of year doesn’t matter…”debt relief” ads are seemingly everywhere you turn. That’s why it’s important to know all the facts before making a major decision on how you choose to repay your debt. So this Flashback Friday post

Last Minute Holiday Shopping Tips to Keep You Free of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills

Ideas for Inexpensive Gifts

If you celebrate Christmas, it’s pretty likely that you give gifts. And depending on the size of your family or circle of friends, you could end up spending a fortune. The good news is that with a little planning and

It’s Better to be Thrifty Than Cheap

We’re flashing back this Friday to my post about being thrifty instead of being cheap. While I don’t do Crossfit anymore, I’m still not frugal. But the thriftiness factor still remains. 🙂 As a college student – back in the

What to Do if You’re Behind on Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason,

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