Haven’t saved a penny for the Holidays? Here are 5 tips to make up for it in 1 month.

The holidays come with a cost, and it’s not just the gifts…It’s meals, decorations, travel, donations, etc.  Because of this, how many of us promise ourselves…”I am going to save for the holidays” then all of sudden it is October,

10 Signs You May Be In Credit Trouble

Is your debt stressing you out? Do any of these sound like you? Charging more each month that you make in payments. Paying only the minimum amount due on your credit cards. Using credit and cash advances for items that


My 23 year old daughter just moved into her first apartment with friends.  As they were looking at and considering apartments, she asked for advice on various aspects of the process.  I wasn’t much help—I haven’t moved in 35 years! 

Confessions of a Financial Counselor

As a Financial Counselor, most people I see in my office are people that are stressed by debt.  I see a huge range of people: 5 digit monthly incomes to 3 digit; single folks to married couples with several children; recent

The Green Tomato: The Fruit That Keeps on Giving

It’s been a good garden year for me.  I’ve supplied my household, friends, family, passersby, and the local food shelf with a variety of beautiful, fresh, organic produce.  I couldn’t even begin to calculate the dollars saved.  (Add in the

Have you ever given your adult children money?

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