Removing a Tax Lien from Your Credit Report

Tax season is now over, but that doesn’t mean your tax issues are over as well. You may have been stuck with a large tax bill. If you end up owing taxes to the IRS, they put a lien against

Managing your Budget with the Envelope Budget System

Having trouble keeping your budget on track? Using the Envelope Budget System is the perfect solution! The beauty of an Envelope budget system is it only allows you to spend the amount of money you have designated for that item.

5 Steps of Financial Help-Seeking

I was reading a study today in the Journal of Financial Counseling and Planning (Volume 25, Issue 2, 2014, 148-160) and something in it immediately caught my eye. The study, itself, was about financial stress, self-efficacy, and financial help-seeking behavior

Is Your Income Less Than Your Expenses?

Unexpected events can happen to any of us. And at anytime.  Maybe you get laid off from work. Or your car breaks. Or someone in your family gets sick. Unfortunately, this stuff happens. And as soon as it does you

What Zombies Can Teach You About Debt

I watch The Walking Dead. I’m not a huge TV watcher, generally, but there are a few shows I always stay caught up on and The Walking Dead (TWD) is one of them. When I was watching this past episode,

Do you want to take control of your credit card debt in 2015?

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