Start planning for the holidays now

I’m currently looking out the window at a beautiful, sunny and warm Duluth day. So it’s odd thinking about fall and winter holidays, but the truth is they’ll be here soon. Some people are gifted in planning ahead and have

What to think about before hunting season to save money

Since (sadly) summer is almost over and hunting season will be here before you know it, here are things to think about now to save money this hunting season. Here is a follow-up to a previous post, Hunting on a Budget.

Are credit cards bad news?

In the financial counseling world we coach people on a daily basis to ditch and cut up their credit cards for good. But it’s not always realistic for some people to never need one again. Here’s a breakdown of why credit

Finding a place to rent when you have credit problems

If you have credit problems, finding an affordable place to rent is becoming increasingly difficult. However, there are things you can do. Here are some tips & strategies to help find a new spot to call home. The Search Examine your cash flow. Know

Should I lend money to my adult child?

A growing number of adult children are turning to the ‘Bank of Mom and Dad’ or Grandparents. Your instincts may tell you to be generous because your young-adult child is struggling with a tough job market and challenging economy. So you

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