Homebuyer Basics Part 2: Financing and House Shopping

Now that you and your counselor have discussed how much house you could potentially afford, it may be time to try to qualify for a loan! It is often recommended to try a few different mortgage brokers or banks to

Homebuyer Basics Part 1: Counseling and Determining Affordability

Are you looking to buy a house and don’t know where to begin? LSS offers free homebuyer counseling! Homebuyer counseling can help prepare you no matter where you are in the home buying process. Starting with a non-profit organization, such

Homebuyer Tips: Buying When you Have Student Loans

In case you haven’t heard, there is a student loan debt crisis in America. Currently, the amount of student debt owed – $1.5 trillion – is second only to mortgage debt. Even so, many Americans with student loan debt also

Flashback Friday: 5 Must Read Tips For All New College Grads

This weekend a number of college students will be putting on their caps and gowns to celebrate their graduation! As grads look forward to the future, we offer our advice for maintaining financial wellness during this new stage of life.

Tips for Breaking the Overdraft Cycle

The overdraft cycle is quite vicious and can be difficult to break. When budgeting monthly household expenses, it can be easy to overspend in various categories. Most commonly, it is easiest to overspend in the food/groceries and entertainment categories. This

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