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What would you do with an extra $1,000?

We often play a “game” with people who visit our LSS Financial Counseling table. People are given 10 marbles and each represents $100; then we ask what each individual would do with an extra $1,000. They have to decide between 3 jars: ‘Save’, ‘Spend’, and ‘Pay

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Posted in Budgeting, Debt, Financial Wellness, Savings

How you spend = your priorities

I’ve been posting some not-so-sexy personal finance blog topics recently – what to do if you if you have a temporary financial struggle and when to cut up credit cards. It’s probably because I keep seeing news stories about how many people

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Posted in Financial Wellness

How to Avoid Overspending This Holiday Season

Black Friday deals are starting earlier than ever this year, and that means more pressure to spend, spend spend! Can you imagine doing all of your holiday shopping without putting a single dime on credit? How great would that be?

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Posted in Budgeting, Credit, Debt, Debt Counseling, LSS Financial Counseling
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