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Changing Financial Behavior

Opportunity Costs Have you ever heard of the term Opportunity Costs? Believe it or not, it is a concept that can affect our everyday decisions about spending money: if it currently doesn’t affect yours, it should. At its core the

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Posted in Budgeting, Debt, DOs and DON'Ts, Financial Counseling, Financial Planning, Financial Wellness, How to Guides, LSS Financial Counseling, Motivational

Overcoming Barriers to Homeownership

Homeownership is a dream for so many Americans, but a lot of people, especially younger adults, face barriers to purchasing a home. Besides increased house prices in some locations, other major barriers include: Not enough money saved for down payment

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Posted in Housing

Make Your Tax Refund Work for You

America Saves week continues! Today we’re sharing a guest post about how to use your tax refund wisely. Read on for some great tips! Every year, the middle of April marks the end of the federal tax return filing season.

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Posted in Emergency Savings, Savings, Taxes

Why We Should All Be Saving For A Rainy Day

Saving for a rainy day. We all know we should do it, but sometimes that’s easier said than done. Or is it? Here’s why EVERYONE should be saving for a rainy day and how to make it happen. The Why

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Posted in Emergency Savings, Savings
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