Well it’s America Saves week and today’s post is going to talk about one of the most crucial actions to take: saving for the unexpected. What is the unexpected? It might sound simple, but just to clarify, you want to…
Blog Archives
Micromanagement Is a Morale Killer
As Monty Python would say, “And now for something completely different!” This week Cesar will be talking about micromanagement and its consequences for morale and productivity. The Micromanaging Supervisor In a previous life I had a supervisor, “Donna”, who needed…
Tagged with: employee morale, lss financial counseling, micromanagement, morale, sense and centsibility, supervisor
Posted in Motivational, Uncategorized
Posted in Motivational, Uncategorized
How to Keep Your New Year’s Resolution This Year
Each year you choose a New Year’s resolution…whether it’s to lose weight, declutter your house, eat healthier, or exercise more. So many people fall off their resolutions because something gets in the way or they get discouraged due to lack…
What to Consider Before Buying Your First Home
Rents are crazy high. I regularly meet with people who tell me they want to buy a house because that rent money is just going into someone else’s pocket. On the surface this seems like sound reasoning, but there are…
Tagged with: being a smart consumer, buy, buy a house, financial wellness, home maintenance, house, loan, lss financial, major purchase, mortgage, new home, rent, Savings, sense and centsibility
Posted in Uncategorized
Posted in Uncategorized
Buying vs. Leasing a Vehicle: The Eternal Battle
I’m going to break down leasing a car versus buying a new vehicle. Let’s use, for example, a $300/month lease at 12,000 miles/year for 36 months – over the life of three cars. (That is 108 total months or 9…
Tagged with: buy, Buying a car, Debt, interest, lease, lease vs. buy, leasing a car, lss financial, new car, new vehicle, save money, sense and centsibility, smart consumer, vehicle maintenance
Posted in Debt, Shopping
Posted in Debt, Shopping
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