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What’s your financial downfall?

If you see something on sale in a store do you feel compelled to buy it even though you don’t need it? If so, that might be your financial downfall. This means that you’re spending too much money on an

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Posted in Budgeting, Financial Wellness, Motivational, Overspending

Do you spend all or more than you earn?

do you spend more than your make?

Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of

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Posted in Financial Counseling, Overspending

Do You Want to Be Richer Next Year?

how to become richer next year

First, decide how much richer you want to be.  $1000, $1200, $4800, $5000, $7500 – you get the idea. How many times will you be paid between now and a year from now? Divide your goal amount by the number of

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Posted in Budgeting, Emergency Savings, Financial Wellness, Savings

How to pay for unexpected expenses when you’re broke

If only we could predict the future and know when an expense is going to pop up. Since that’s not possible, here’s a flashback Friday post on how to afford an emergency expense when you’re broke. How many times has

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Posted in Budgeting, Emergency Savings

10 Signs You May Be An Underearner

It’s not January, but we’re flashing back this Friday to Shannon’s post from a few years back about under-earning. If some or all of the characteristics below apply to you, you may be an underearner.  We survived 2012 and the

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Posted in Underearning
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