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Do you spend all or more than you earn?

do you spend more than your make?

Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of

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Posted in Financial Counseling, Overspending

What would you do with an extra $1,000?

We often play a “game” with people who visit our LSS Financial Counseling table. People are given 10 marbles and each represents $100; then we ask what each individual would do with an extra $1,000. They have to decide between 3 jars: ‘Save’, ‘Spend’, and ‘Pay

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Posted in Budgeting, Debt, Financial Wellness, Savings

The best financial habit to start

make savings a habit

It seems like the word ‘habit’ usually has a negative connotation to it. We tend to hear mostly about bad habits, like smoking or eating poorly. However, there are many good habits, too, that we hear less about. This is especially true when

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Posted in Emergency Savings, Financial Wellness, Retirement, Savings

Where does your money go?

Have you ever been broke at the end of the week and asked yourself “where did my money go?” If so, it’s likely because you don’t have a budget. Or if you do, it’s because you’re not sticking to that

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Posted in Budgeting

4 Financial Decisions You’ll Likely Regret

I try to live life for today and I’ve seen enough to know that life’s too short. Therefore, I try to do whatever I can to enjoy time with friends, family, my dogs, and myself. That might mean spending money

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Posted in Emergency Savings, Financial Wellness, Housing, Retirement, Savings
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