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Get a jump start on holiday shopping

Did you know there are only 143 days until Christmas? While there’s still about a month left of summer, it’s a really smart idea to get started on your holiday shopping early. So we’re flashing back to this post from

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Posted in Holiday Shopping

Start planning for the holidays now

I’m currently looking out the window at a beautiful, sunny and warm Duluth day. So it’s odd thinking about fall and winter holidays, but the truth is they’ll be here soon. Some people are gifted in planning ahead and have

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Posted in Budgeting, Holiday Shopping

Our best personal finance tips: Volume 1

We have quite an experienced Financial Counseling team at LSS. So I decided to tap into their knowledge: I asked all of them to tell me their favorite and/or best personal finance tip. Here are just a few tips (to start) that

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Posted in Motivational

The $400 problem of many Americans

The Federal Reserve just released a study that found that nearly half of Americans would not have the financial means to solve the problem of a $400 unexpected expense.  The $400 problem isn’t just for those who live near or below

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Posted in Emergency Savings

Where does your money go?

Have you ever been broke at the end of the week and asked yourself “where did my money go?” If so, it’s likely because you don’t have a budget. Or if you do, it’s because you’re not sticking to that

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Posted in Budgeting
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