Blog Archives

How to use your tax refund to improve your finances

If you’re lucky enough to get a tax refund, it’s best to plan out how you’re going to use it. We’re flashing back to this post about 7 smart ways to use your refund. Tax time can be a nice

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Posted in Savings, Taxes

3 Major Benefits of Paying Off Debt to Keep You Motivated

paying off debt equals happiness

If you have credit cards with balances, have you ever really stopped and thought about what life would be like without those monthly payments? Whether you’ve been paying for a while or just starting out, here are 3 benefits of

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Posted in Debt

How a Recovering Overspender Painlessly Saves for Emergencies

On day 4 of America Saves Week, we bring you Carla’s personal story of how she went from a life of being unprepared to a life of building up savings. Read on… In my old life as an over-spender, CERTAINLY

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Posted in Debt, Debt Management Plan, Emergency Savings, Savings

What is your bad habit costing you?

Most people have formed┬ásome kind of┬ábad habit, especially when it comes to finances. I doubt I’m the only one, but my bad habit is dining out too much sometimes. When it happens, it’s because I’m busy or tired or sick

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Posted in Budgeting, Savings

How LSS and going on a Debt Management Plan helped me

We love sharing stories from the people we serve. Everyone with LSS Financial Counseling is proud of the work we do because of how it helps people. Here’s a story from “Derrick” who lives in northeastern Minnesota: “My wife and

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Posted in Client Testimonials, Debt Management Plan, LSS Financial Counseling
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