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Should You Tell Your Friends You’re Too Broke to Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy

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Posted in Budgeting, Entertainment

How to Use Power Pay to Pay Off Your Debt Faster

It’s the Monday after Black Friday and Small Business Saturday. Did you end your weekend with no balances on your credit cards? If so, you’re probably in the minority. But if you did charge purchases and can’t pay them off

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Posted in Debt, Debt Management Plan, How to Guides

How to Trick Yourself into Saving Money

In a recent post I talked about reasons people give for not saving. While it truly is about making a conscious effort to save, there are ways to make saving money easier simply by not having to think about it.

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Posted in Emergency Savings, How to Guides, Savings

25 Productive Things to Do Instead of Spending Money

I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend because of whatever happens

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Posted in Being Frugal, Budgeting, Hobbies

Whether You Think You Can or Can’t Save, You’re Right

Save More, Spend Less

According to a recent article from CNBC, 78% of Americans are spending all or more than they earn and therefore are unable to put money into savings. Understandably, it seems like saving money is impossible when you’re in that type

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Posted in Emergency Savings, Savings
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