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Top 10 Blog Posts of 2016

Let’s take a look at our top 10 blog posts of Sense & Centsibility for last year! 10. How to Write an Effective Hardship Letter 9. Five Ways to Avoid Your Sheriff’s Sale 8. Got Savings? How to go from $0

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Posted in Uncategorized

Managing credit through different phases of life

Happy Friday! We’re flashing back to this post about credit and how to manage credit through different stages of your life. People have different views of credit depending on what’s going on in their lives. How good (or bad) our

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Posted in Credit

Utilities: What would we do without them?

Can you imagine life without electricity and heat? During a Minnesota winter we’d be going to bed at 4 pm in December and have to sleep under a pile of smelly bear skins. We take our access to utilities like

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Posted in Being Frugal, Budgeting

5 Expenses That May Be Missing From Your Budget

If you don’t know how much money you take in versus how much you spend, you’re playing a dangerous game with your money. Therefore, having a budget or spending plan is a crucial part of being financially stable. But there

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Posted in Budgeting

How to use your tax refund to improve your finances

If you’re lucky enough to get a tax refund, it’s best to plan out how you’re going to use it. We’re flashing back to this post about 7 smart ways to use your refund. Tax time can be a nice

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Posted in Savings, Taxes
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