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What are my options after the Sheriff’s sale?

This flashback Friday post clears up confusion about your options once a Sheriff’s Sale takes place. This question comes up on a fairly regular basis here in Minnesota. While the answer may vary greatly from state to state, there are

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Posted in Foreclosure, Housing

HAMP is ending: What does that mean for you?

HAMP

HAMP (Home Affordable Modification Program) was created by the government. This was in the wake of the mortgage meltdown of 2008 when Americans lost jobs, homes, and assets at an incredible rate. HAMP allows changes to mortgage terms in order

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Posted in Foreclosure

Can I Get A Second Mortgage Modification?

You previously fell behind on your home loan then diligently worked with your lender to successfully mend default with the help of a loan modification. Someway, somehow you’ve ended up right back on the old saddle of stress again –

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Posted in Foreclosure, Housing
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