“Would you like to save 10% today by opening a [insert store name here] credit card?” While it may be tempting to open up a card to save money, read through the pros and cons below before taking that new…
Blog Archives
Just Say ‘No’ to Opening that Store Card
Tagged with: budget buster, Budgeting, Credit, credit cards, Credit report, financial counseling, financial stability, free financial counseling, lss financial counseling, nonprofit credit counseling, Overspending, personal finance, store card, store credit card
Posted in Credit, Credit Report, Debt
Posted in Credit, Credit Report, Debt
Be More Hopeful by Having a Plan for Your Finances
Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find…
Tagged with: budget, Budgeting, conquer your debt, Debt, Debt Counseling, debt repayment options, Finances, free financial counseling, lss financial counseling, Money, personal finance, spending plan
Posted in Budgeting, Debt
Posted in Budgeting, Debt
Debt and Mental Well Being
It seems like I’ve had an uptick in counseling sessions where people were referred by their mental health professional. Whether or not it is a real trend, I am very pleased. When people suffer from any number of mental health…
Tagged with: conquer your debt, Debt, free financial counseling, lss financial counseling, mental health, mental well-being, nonprofit debt counseling, personal finance
Posted in Debt, Health
Posted in Debt, Health
What Should You Do if Your Spouse Can’t Pay His/Her Bills?
This can be a tough situation to work through just because finances are a touchy subject. You both might already be stressed out about finances and now you find out that your spouse has missed payments that you thought were…
Tagged with: Budgeting, Credit, credit cards, Debt, Debt Management Plan, DMP, financial health, free financial counseling, lss financial counseling, marriage and money, Money, nonprofit financial counseling, personal finance, relationships, spending plan, spouse, spouse and money
Posted in Credit, Debt, Relationships
Posted in Credit, Debt, Relationships
Do you spend all or more than you earn?
Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of…
Tagged with: back up plan, Budgeting, conquer your debt, crisis budgeting, cut expenses, debt consolidation, Debt Management Plan, DMP, Emergency Fund, free financial counseling, lss financial counseling, prioritize, safety net, save money, saving money, Savings, spend, spending plan, spending vs. saving
Posted in Financial Counseling, Overspending
Posted in Financial Counseling, Overspending
Loading ...