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Last Minute Holiday Shopping Tips to Keep You Free of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills

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Posted in Debt, Holiday Shopping, Shopping

Ideas for Inexpensive Gifts

If you celebrate Christmas, it’s pretty likely that you give gifts. And depending on the size of your family or circle of friends, you could end up spending a fortune. The good news is that with a little planning and

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Posted in Holiday Shopping

Should You Tell Your Friends You’re Too Broke to Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy

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Posted in Budgeting, Entertainment

Whether You Think You Can or Can’t Save, You’re Right

Save More, Spend Less

According to a recent article from CNBC, 78% of Americans are spending all or more than they earn and therefore are unable to put money into savings. Understandably, it seems like saving money is impossible when you’re in that type

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Posted in Emergency Savings, Savings

10 Signs You’re Experiencing Financial Stress and What to Do About It

Financial stress is no joke. It can affect every aspect of our lives: from our relationships to our jobs to our health…and everything in between. Not sure if you’re experiencing financial stress? See if any of the following statements apply

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Posted in Credit, Debt, LSS Financial Counseling
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