Blog Archives

Retirement: Live for Today and Plan for Tomorrow

We’re flashing back to Mary’s post about planning for retirement. Because it’s never too early to plan…and there’s no time like the present! So, you are FINALLY nearing retirement age, but you and your spouse never actually discussed what this

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Posted in Retirement

What Will My Holiday Charges Actually Cost Me?

Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged on your credit

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Posted in Credit, Debt, Debt Management Plan, Financial Counseling

Should You Tell Your Friends You’re Too Broke to Hang Out?

Have you ever been in a position where you’re invited to go do something, but you can’t afford it? So you make up an excuse that you’re sick or tired or can’t find a sitter. While your friends may buy

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Posted in Budgeting, Entertainment

6 budget-friendly hobbies

Whether you’re trying to save more money for emergencies or retirement or pay off debt, the first expenses that tend to be cut are the fun things. You might cut back on going out with friends, travel, or dining out.

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Posted in Being Frugal, Hobbies

3 things you’ll learn after paying off your credit cards

paying off credit cards

I started out with LSS as a Financial Counselor and met with people from a variety of situations, debt balances, and income levels. While I don’t counsel anymore, I receive testimonials from the people we serve and get to hear

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Posted in Debt, Debt Management Plan, Emergency Savings
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