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What to Do if You’re Behind on Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason,

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Posted in Budgeting, Overspending, Savings

Do you let your expenses rise to meet your income?

A while back at our Financial Counselor meeting, I heard the phrase, “Expenses rise to meet income.” My first reaction was, “Well, they don’t have to.” And next, “I don’t do that.” The phrase stuck with me and I thought

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Posted in Financial Wellness

Things I Refuse To Give Up…Despite The Cost

Do you have certain items or services you refuse to give up? Despite the ‘high’ cost of them. And how do you make room in your budget for them? For example, I refuse to stop buying healthy, fresh food. Not

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Posted in Grocery Shopping, Hobbies, Overspending
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