Blog Archives

LSS Financial Counseling Celebrates 30 Years!

Since 1987, LSS Financial Counseling has been providing nonprofit budget, credit, and debt counseling. That means for 30 years LSS counselors have been helping individuals and families stabilize and improve their finances and conquer their debt. These are the services

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Posted in Financial Counseling, LSS Financial Counseling

Should you save or pay debt first?

It’s easier to keep up on other bills when credit card debt is paid off. Not to mention you’re losing money by having to pay interest charges. So your gut instinct might be to focus on paying off debt first

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Posted in Debt, Emergency Savings, Savings

3 Steps to Take to Break the Debt Cycle

We’re flashing back this Friday to Mary’s post about how to take action and break the vicious cycle of debt… Everything seems to be going fine until the economy takes a turn for the worst, you lose your job unexpectedly,

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Posted in Debt, Debt Counseling

Watch Out for These Warning Signs of Having Too Much Debt

As I’ve discussed in a previous blog, gettingĀ into debt is easy. It’s exciting to buy new and shiny things or take a trip. Or sometimes your hot water heater breaks down and you charge a new one because you don’t

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Posted in Credit, Debt, Debt Counseling

Be More Hopeful by Having a Plan for Your Finances

improve your finances and be more hopeful

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find

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Posted in Budgeting, Debt
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