Blog Archives

What Will My Holiday Charges Actually Cost Me?

Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged on your credit

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Posted in Credit, Debt, Debt Management Plan, Financial Counseling

The Differences Between the DMP and Debt Settlement

The time of year doesn’t matter…”debt relief” ads are seemingly everywhere you turn. That’s why it’s important to know all the facts before making a major decision on how you choose to repay your debt. So this Flashback Friday post

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Posted in Debt, Debt Management Plan

Be More Hopeful by Having a Plan for Your Finances

improve your finances and be more hopeful

Many times when I am done counseling someone they tell me they feel more hopeful. But when the session starts, they tell me: “You have probably never seen a situation as bad as mine.” The truth is usually I find

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Posted in Budgeting, Debt

So what is a DMP, really?

One of our financial counselors, Colleen, breaks down the basics of the Debt Management Plan (DMP) in this brief video:   Click HERE for more detailed information about the Debt Management Plan. LSS Financial Counseling is a non-profit organization that

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Posted in Debt Counseling, Debt Management Plan, LSS Financial Counseling

Confessions of a Financial Counselor; Part Two

People come to see us because of debt issues and we are the experts on dealing with debt, after all. We’ve got a highly trained counseling staff and a great Debt Management Plan (DMP) product. The DMP, though, only works

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Posted in Entertainment, LSS Financial Counseling, Overspending
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