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What Will My Holiday Charges Actually Cost Me?

Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged on your credit

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Posted in Credit, Debt, Debt Management Plan, Financial Counseling

Did Your Heating Bill Make You Cringe?

We are stuck in a deep freeze in Minnesota, barely getting above 0° during the day. My co-worker was lamenting her recent heating bill and suggested it would be a good blog post. I agreed, as I pulled my sweater

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Posted in Budgeting, How to Guides
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