Blog Archives

The Differences Between the DMP and Debt Settlement

The time of year doesn’t matter…”debt relief” ads are seemingly everywhere you turn. That’s why it’s important to know all the facts before making a major decision on how you choose to repay your debt. So this Flashback Friday post

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Posted in Debt, Debt Management Plan

Raise Your Credit Score with These 6 Tips

Credit scores are mysterious. If you miss a payment, your credit score will likely drop; but it’s impossible to¬†know by how many points. That’s because our scores are made up of several factors. If you’re looking to improve your score,

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Posted in Credit, Credit Report

25 Productive Things to Do Instead of Spending Money

I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend because of whatever happens

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Posted in Being Frugal, Budgeting, Hobbies

Just Say ‘No’ to Opening that Store Card

“Would you like to save 10% today by opening a [insert store name here] credit card?” While it may be tempting to open up a card to save money, read through the pros and cons below before taking that new

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Posted in Credit, Credit Report, Debt

What to do after the Equifax Data Breach

Equifax security breach

If you haven’t yet heard, Equifax – one of the 3 major credit reporting agencies – was hacked. Hackers took people’s names, SSN, birthdates, addresses, and some credit card numbers were stolen as well. Verify if You Were Affected Visit

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Posted in Credit, Credit Report, Identity theft
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