Blog Archives

Medical Bills and Your Credit Report

Good news for those with medical debt. If you haven’t heard, under the FICO Score 9 paid off medical bills no longer affect your credit score. In addition, medical bills paid by insurance won’t show up on credit reports either. The

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Posted in Credit, Credit Report, Medical Debt

Overcoming Barriers to Homeownership

Homeownership is a dream for so many Americans, but a lot of people, especially younger adults, face barriers to purchasing a home. Besides increased house prices in some locations, other major barriers include: Not enough money saved for down payment

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Posted in Housing

How Full is Your Credit Bucket?

We are fortunate at LSS to have experienced financial counselors with a lot of personal finance knowledge. Luckily for me, our wonderful counselors sometimes pass on nuggets of wisdom that I can then turn into blog posts. Here is a

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Posted in Credit, Credit Report

Disputing Errors on Your Credit Report

Having good credit is important for a variety of reasons, including insurance rates and interest rates on loans…plus much more. You have the right to review your credit report for free, but didyou know that you can dispute errors for

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Posted in Credit, Credit Report

25 Productive Things to Do Instead of Spending Money

I enjoy shopping and spending money sometimes; the act of it (as long as it’s quick), getting new things, and wearing or enjoying those new things. But sometimes I just don’t have the money to spend because of whatever happens

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Posted in Being Frugal, Budgeting, Hobbies
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