Blog Archives

Flashback Friday: What charge-offs are and how to prevent them

A charge-off is one of the worst marks you can have on your credit report. It basically means that you have fallen so far behind on your monthly payments that the creditor considers it highly unlikely they will ever get

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Posted in Credit, Credit Report, Debt

How to Pay Collection Debt

Like so many during the Great Recession, you lost your job and had to prioritize expenses.  Maybe you had to break a cable contract so you could manage the house payment, or you had to defer paying medical bills until

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Posted in Collection, Credit, Credit Report
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