Blog Archives

Why You Should Do an Annual Financial Check-up

We are told to get an annual physical to make sure we’re healthy; our finances also need a financial check-up. The good news is that there is free, safe help from LSS Financial Counseling, a local nonprofit organization. If you

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Posted in Budgeting, Credit, Debt Counseling, Emergency Savings, Financial Counseling, LSS Financial Counseling

Here’s the Cure for Your Holiday Shopping Hangover

Christmas was yesterday so you may be wondering: why do I need to think about this right now? It’s because debt is more urgent than you may realize. If you used credit cards for Christmas presents or other holiday expenses

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Posted in Debt, Debt Management Plan, Financial Counseling, Holiday Shopping, Overspending, Shopping

Last Minute Holiday Shopping Tips to Keep You Free of Debt Stress

With the holiday season in full swing it is easy for stressed shoppers to stop living within their budget.  They simply pull out their credit cards and assume they will figure out how to pay for things when the bills

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Posted in Debt, Holiday Shopping, Shopping

What to Do if You’re Behind on Your Bills

There may come a time when you struggle to afford all your bills one month. Or maybe it happens to you every year when you pay in to taxes or bring your dog to the vet. Regardless of the reason,

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Posted in Budgeting, Overspending, Savings

8 Ways Procrastination Can Cost You

Procrastination is putting off doing something until the last minute. In some cases, people can thrive on procrastination, such as meeting a deadline for school or work. However, when it comes to finances, procrastinating can mean extra money out of

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Posted in Budgeting, Emergency Savings, Financial Wellness
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