Blog Archives

How LSS and going on a Debt Management Plan helped me

We love sharing stories from the people we serve. Everyone with LSS Financial Counseling is proud of the work we do because of how it helps people. Here’s a story from “Derrick” who lives in northeastern Minnesota: “My wife and

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Posted in Client Testimonials, Debt Management Plan, LSS Financial Counseling

Top 3 Budgeting Blunders

Budgeting is a great first step to financial wellness, but it won’t save you from a crisis just by creating a budget. It takes a bit more work than that. So here are 3 blunders to avoid when you’re getting started

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Posted in Budgeting

Financial Counselor Spotlight: Meet Shannon

It’s time for our counselor spotlight!  We’d like people to get to know our talented counselors a little bit better. Let’s meet Shannon…she is a Certified Financial Counselor and her specialties include student loan, budget, debt, and credit counseling. Financial Counselor

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Posted in Financial Counseling

What would you do with an extra $1,000?

We often play a “game” with people who visit our LSS Financial Counseling table. People are given 10 marbles and each represents $100; then we ask what each individual would do with an extra $1,000. They have to decide between 3 jars: ‘Save’, ‘Spend’, and ‘Pay

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Posted in Budgeting, Debt, Financial Wellness, Savings

Should I lend money to my adult child?

A growing number of adult children are turning to the ‘Bank of Mom and Dad’ or Grandparents. Your instincts may tell you to be generous because your young-adult child is struggling with a tough job market and challenging economy. So you

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Posted in Relationships
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