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Having this much in savings will help you avoid a crisis

Emergency savings

Having an emergency savings account is the best way to avoid a financial crisis. But how much do you really need in savings? While that is debatable and dependent on your individual situation, there is a threshold everyone should aim

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Posted in Emergency Savings

Do you spend all or more than you earn?

do you spend more than your make?

Some people reading this might wonder how that’s even possible, while many others can relate. And here’s why so many get it. It turns out that HALF of Americans spend their entire paycheck or even more. That means one out of

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Posted in Financial Counseling, Overspending

How to build savings when there’s not much to start with

We polled our readers and out of 211 people, less than half (99 people) have enough in savings for a $1,000 emergency. That means that 112 people don’t. Not having savings can force you into using credit cards for that car repair or

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Posted in How to Guides, Savings, Uncategorized
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