Blog Archives

Overcoming Barriers to Homeownership

Homeownership is a dream for so many Americans, but a lot of people, especially younger adults, face barriers to purchasing a home. Besides increased house prices in some locations, other major barriers include: Not enough money saved for down payment

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Posted in Housing

Tips to Prepare for Purchasing Your First House

Purchasing Your First House

Purchasing your first house may seem overwhelming. It’s a major purchase and for many people, potentially the largest monthly payment they’ve ever had (or ever will have). Not to mention owning a home comes with huge responsibilities, like upkeep and

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Posted in Credit, Housing

Fall Chores: Save Money and Time with These 4 Tips

November. Most of the leaves have fallen. We’ve had killing frost. The skies are threatening snow. I love this time of year! So dramatic. I also enjoy fall chores. I like the crisp air for working outdoors, the quality of

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Posted in Being Frugal, Housing, How to Guides

Setting up your first apartment on a budget

Moving out and into your first apartment is exciting, but may seem a little intimidating, not to mention expensive. Here are tips to ease the burden of moving on your wallet. Furnishing your new place Furniture is going to be

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Posted in Being Frugal, Housing

Take Advantage of Homebuyer Assistance Program

As a HUD-approved housing counseling provider, LSS Financial Counseling sessions fulfill requirements for a homebuyer assistance program. LSS is not funding the program, but we will help you navigate the opportunities available, including the HOM Down Payment and Closing Cost

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Posted in Housing
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