Blog Archives

Integrated Career & Financial Services

Recently the Eastside Financial Center (EFC) and its full range of integrated financial counseling and employment support services have relocated to a new home at 709 University Avenue West, Saint Paul, MN 55104 in the Lifetrack building. While we will

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Posted in Debt Counseling, Financial Counseling, Financial Wellness, LSS Financial Counseling, Uncategorized

Changing Financial Behavior

Opportunity Costs Have you ever heard of the term Opportunity Costs? Believe it or not, it is a concept that can affect our everyday decisions about spending money: if it currently doesn’t affect yours, it should. At its core the

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Posted in Budgeting, Debt, DOs and DON'Ts, Financial Counseling, Financial Planning, Financial Wellness, How to Guides, LSS Financial Counseling, Motivational

5 Reasons to Stick with a Debt Management Plan

Getting out of debt can be an incredible challenge. Managing multiple payments, soaring interest rates, and never ending collection calls get old incredibly fast. If a Debt Management Plan is part of your debt free journey, it’s important to stick

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Posted in Credit, Credit Report, Debt, Debt Management Plan, Financial Counseling

Improving Your Credit Score: Fattening Up a Thin File

A good credit score can help you reach your financial goals, but what do you do if you have a thin credit file? First and foremost – what does it mean to be a thin file consumer? In short, a

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Posted in Credit, Credit Report, Financial Counseling, Financial Wellness

Public Service Loan Forgiveness: Separating Truth and Myths

Is Public Service Loan Forgiveness too good to be true or just sorely misunderstood? A mere 1% of Public Service Loan Forgiveness applications were approved in the first nine months of borrowers reaching eligibility. While there have been issues with

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Posted in Debt, Financial Counseling, Student Loan
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