Blog Archives

Changing Financial Behavior

Opportunity Costs Have you ever heard of the term Opportunity Costs? Believe it or not, it is a concept that can affect our everyday decisions about spending money: if it currently doesn’t affect yours, it should. At its core the

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Posted in Budgeting, Debt, DOs and DON'Ts, Financial Counseling, Financial Planning, Financial Wellness, How to Guides, LSS Financial Counseling, Motivational

5 Reasons to Stick with a Debt Management Plan

Getting out of debt can be an incredible challenge. Managing multiple payments, soaring interest rates, and never ending collection calls get old incredibly fast. If a Debt Management Plan is part of your debt free journey, it’s important to stick

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Posted in Credit, Credit Report, Debt, Debt Management Plan, Financial Counseling

Public Service Loan Forgiveness: Separating Truth and Myths

Is Public Service Loan Forgiveness too good to be true or just sorely misunderstood? A mere 1% of Public Service Loan Forgiveness applications were approved in the first nine months of borrowers reaching eligibility. While there have been issues with

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Posted in Debt, Financial Counseling, Student Loan

Getting Ready for Tax Season

It’s the most stress inducing time of the year: tax season. There’s a variety of tax terms to understand, forms to collect, and decisions to be made about filing. This is how an LSS Financial Counselor tackles the stress of

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Posted in Budgeting, Credit, Credit Report, Debt, Taxes

Financial Commitment: Talking About Money in Your Relationship

Talking about finances can be a bit challenging. Adding a relationship into that conversation can make the conversation feel even more stressful. However, with some open and honest conversations, finances and relationships can blend together much more easily. From spending

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Posted in Budgeting, Credit, Debt, Debt Counseling, Divorce, DOs and DON'Ts, Financial Wellness, Relationships
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