Blog Archives

Why You Should Do an Annual Financial Check-up

We are told to get an annual physical to make sure we’re healthy; our finances also need a financial check-up. The good news is that there is free, safe help from LSS Financial Counseling, a local nonprofit organization. If you

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Posted in Budgeting, Credit, Debt Counseling, Emergency Savings, Financial Counseling, LSS Financial Counseling

How Full is Your Credit Bucket?

We are fortunate at LSS to have experienced financial counselors with a lot of personal finance knowledge. Luckily for me, our wonderful counselors sometimes pass on nuggets of wisdom that I can then turn into blog posts. Here is a

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Posted in Credit, Credit Report

Tips to Prepare for Purchasing Your First House

Purchasing Your First House

Purchasing your first house may seem overwhelming. It’s a major purchase and for many people, potentially the largest monthly payment they’ve ever had (or ever will have). Not to mention owning a home comes with huge responsibilities, like upkeep and

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Posted in Credit, Housing

What Will My Holiday Charges Actually Cost Me?

Buy now, pay later. While it sounds like a great idea at the time, the consequences aren’t so great. You end up paying much more than the original purchase price and depending on how much you charged on your credit

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Posted in Credit, Debt, Debt Management Plan, Financial Counseling

Disputing Errors on Your Credit Report

Having good credit is important for a variety of reasons, including insurance rates and interest rates on loans…plus much more. You have the right to review your credit report for free, but didyou know that you can dispute errors for

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Posted in Credit, Credit Report
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